Call for more Midlife MOTs – and more of them in-person

A new report on Midlife MOTs calls for the expansion of the initiative and more emphasis on  follow-up action.

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The Government should develop a holistic plan for Midlife MOTs and look to expand the number of face-to-face sessions it provides, according to a new report.

The report, Developing and delivering Midlife MOTs, from Phoenix Insights, says Midlife MOTs –  reviews for older people to see how they’re doing against financial, wellbeing and career goals – can help to build confidence and shift participants’ thinking about retirement, but they need to be relevant, timely and useful for people to take follow-up action on the back of them.

It calls on the Government to encourage companies, potentially through working with trade bodies, to promote and use Midlife MOTs, and share best practice as well as to offer support and access to off-the-shelf/open-source MOTs for smaller organisations with financial or resource constraints.

It also recommends improving and expanding the Department for Work & Pensions [DWP] in-person Midlife MOT services, monitoring usage and regularly improving the newly launched Midlife MOT website and, when necessary, reviewing existing regulations and legislation to ensure the quality of guidance and/or advice provided through MOTs.

The report also calls on the Government to develop a holistic plan for MOTs and better integrate existing services across different departments, potentially looking beyond the three focus current areas of work, finance, health and looking at whether similar approaches could be applied to other major life transitions, such as school-to-work transition or parental leave.

When it comes to MOT providers, the report calls on employers to review their existing offer to employees to include some elements of an MOT and to consider tailoring their own programme. It also says employers could nudge follow-up action through an action plan and signposting to further help, such as financial advice.



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