Lead Credit Risk Analyst - Impairment

Location
London (Central), London (Greater)
Salary
Competitive
Posted
13 Nov 2020
Closes
13 Dec 2020
Contract Type
Permanent
Hours
Full Time

Do you have a passion for credit risk analytics and impairments? Do you have a good grounding with SAS? Are you looking to further develop your skills in a Credit Risk environment? If yes, then we may have the role for you!

As a Credit Risk Impairment Analyst, you will help to support the Impairment team, providing insights and provision figures for our total lending portfolio, for both accounting and key risk metric tracking purposes. 

So what would you be doing?...

• Supporting the Impairment and wider Credit Risk & Analytics team with data analysis and processing

• Providing support for the impairment month-end production run and assisting with the interpretation of the portfolio specific impairment results

• Monitoring impairment figures, pulling out month on month performance, trends and movements

• Interpreting and deriving insights from data

• Assisting with new model implementations or changes to existing models and perform testing

• Reading and digesting policy and regulatory guidance documents to suggest improvements and identify gaps in the team’s documentation and reporting

• Developing programs with technical skills in SAS/SQL, Excel and Access

• Performing reconciliation and validation routines across all deliverables

• Supporting the team with internal and external stakeholder queries as part of the quarterly financial reporting cycles

You need to be this kind of person…

• Passionate about providing unparalleled levels of service and convenience for customers

• Able to work and learn quickly in a fast paced, fun and dynamic environment

• Prepared to stick at something – we get nervous if someone has jumped from job to job as we want people who are prepared to learn and grow

• Care about doing a great job and exceeding expectations with the quality of what you do

And... we are a bank so risk is a part of everything we do. We love people who take responsibility, do the right thing for customers, colleagues and Metro Bank and have the courage to call out any concerns.

We always support colleagues to develop their skills. But to be successful in this job you really do need to already be able to do most of these wonderful things...

• Understand the risks associated with your job and what that means for you, Metro Bank and all our stakeholders

• You must have a knowledge of accounting and regulatory standards, especially; Basel Accord (IRB) and IFRS9

• You will need experience using SAS or SQL and be able to perform data manipulations, investigations and report findings

• You need a fundamental understanding of impairments, modelling and credit risk

• To perform well in this role, you need strong analytical skills with the ability to provide deep dive analysis in data and model driven investigations

IMPORTANT FOOTNOTE;

Diverse teams really are the best teams. We know that candidates (especially women, research tells us) may be put off applying for a job unless they can tick every box.  We also know that ‘normal’ office hours aren’t always doable, and while we can’t accommodate every flexible working request we are happy to be asked.  So if you are excited about working with us and think you can do much of what we are looking for but aren’t sure if you are 100% there yet… why not give it a whirl? Please note that sometimes we may close a job earlier for applications if we are inundated with amazing candidates.. Good luck!

 

#LI-Loveyourjobatlast

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